Conclusion: rent is a scam.
Credit is a scam.
@simon_bitdiddle see, i found out the issue with this:
We have an issue with the AC in our apartment: I've had to call the leasing office MULTIPLE times in the past four years but they never really fix it so i still get the fun of having to do the work of having to do everything MINUS paying for the work and it never /ACTUALLY/ gets fixed so i don't get to stop fucking with it.
@tevruden I view it as a "I don't have to fuck with it" fee.
Sure, owning a home is fiscally cheaper and equity is great, but I would have to hire people to do the tasks I physically cannot do and there's a lot of those.
I would have to ante up for, schedule, and shepherd through to completion. I'm not willing to do that so I outsource it to the building owner via rent.
(Plus the housing market in [REDACTED] is an orgy of WTF and price gouging.)